GTCrea8 MasterCard is a variant of the RWF MasterCard issued to students of tertiary institutions to give them 24/7 access to their GTCrea8 accounts in Rwanda and/or Abroad via ATMs, POS & Online.

Features and Benefits

Acceptance for Payment:

  • Can be used to pay for goods and services via POS terminals in Rwanda
  • Buy new and used books online from, E-Bay, AliExpress, among others.
  • Pay for food, groceries at supermarkets, shopping malls, convenience stores or when ordering online.
  • Shop for clothes, accessories, gadgets and other items at affordable websites such as and

Living Allowances/Pocket Money:

  • Having a GTCrea8 card simplifies the process of receiving pocket money from parents, guardians or relatives who may be living far away from you. All they have to do is pay RWF into their accounts and with their card, and you can access your funds via ATMs in Rwanda and Abroad.


  • Employs the use of Chip and PIN technology to guard against unauthorized transactions. The card also uses Card Secure, which is an additional secure verification feature for web (online) transactions. Please visit for a guide on how to register for this service.
  • The card is valid for 3 years.


Automatically issued to GTCrea8 account holders after account opening.

Transaction Limit

  • Local ATM daily withdrawals: Rwf200,000
  • Local POS & Online daily transactions: Rwf200,000
  • ATM daily withdrawal Abroad: Rwf200,000

N/B: Please note that a charge of Rwf3,500 applies for every cash withdrawal on ATMs abroad while POS and online transactions are free.