At Guaranty Trust Bank, we are desirous of supporting your business by providing you with the required funds to support your working capital.

It is a line of credit that allows a customer write cheques for more than the actual balance on the account with a finance charge on the excess. It is an open credit which can be used repeatedly until the balance on the account reaches a certain pre-arranged limit with a specific repayment date, usually one year.

The funds is usually available for your use for a tenor of one year but it can be renewed upon satisfactory performance.